Loading...
dk

Insurance and home charging recommendations | Tesla Forum

tesla_fan
tesla_fan Jun 27 '19

Hi all,

New to the forum and soon-to-be new to Denmark (hence English if that's ok). I have purchased recently a model 3 demo car in Germany. We will be relocating to Denmark later this year and I'm looking for recommendations on insurance companies for the Model 3. Also, I'm looking for basic solutions for home charging. I've read on this forum (using Google Translate) something about the charging being tax free when you rent a charging unit? We are renting a small house and have permissions to install a home charger.


We will be importing the car used (older than 6 months and more than 6.000km) so there will not be VAT/moms added however there might be a small amount of registration tax. I'm trying to figure out how best to approach SKAT for the assessment as there really aren't any used Model 3s yet on the market. I have read that the invoice from Tesla for what we pay isn't enough, that SKAT additionally will take into account the price on the Danish market. In theory, the car would be less than the 400.000 DKK electric car exemption per the price we paid in EUR converted to DKK. It's a Performance model. That said, I'm wondering how they will determine the used trading price without any examples on the Danish market. Using the calculator on SKATs website results in no taxes owed but that's based on the price we paid in EUR -> DKK.

Anyhow, looking forward to taking delivery and excited about our relocation. P.S. there are no superchargers where we will be living in Denmark.

SuneH
SuneH Jun 27 '19

Lots of possibilities on insurrence - most people get the best price from FDM insurrence, but check different ones (Codan, Topdanmark, Tryg, GF etc). Price is highly dependent on where in DK you live + your age. Generally most expensive in biggest cities and if you are young.

Charging at home is most simple using a red CEE16 socket, however this will not give you the money back. To get money back you need either a EON or a Clever solution (check their websites). Also other providers can do that, maybe others on the forum can explain more?

tesla_fan
tesla_fan Jun 27 '19

Great, thanks for the recommendations. Yes, if there's the possibility for the money back and it makes more economic sense, I'd like to try that. I'll look into both EON and Clever though I'm not really sure what best to ask each company.

We will be living in a very rural area and I've been driving more than 2 decades to I imagine our rates should be better that way.

bskaarup
bskaarup Jun 27 '19

The current tax exemption for charging runs out on dec. 31 2019 so I would refrain from doing anything on the charging front before the new government has extended the tax exemption or done something else. Stay with the mobile charger until then.

Clever or eon are good if you expect to drive a lot. If not, a solution from evse.dk (combined with supercharges/Ionity for long trips) could be better.

ELJay
ELJay Jun 27 '19

Hi @tesla_fan. Try looking at "http://www.teslaforum.dk/...um/topic/5838?page=1; for insurance, and other M3 tips. Unfortunately, the main post hasn't been updated in a while, but there is a lot of good stuf fthrouought the actual thread. And I'm right there with you re: Danish, I just have a 14 year headstart from landing here from London ;-)

MOS
MOS Jun 27 '19

Clever and EON offer a flat rate subscription for 600-700 DKK per month. In practice, you will still pay for all the electricity used to your electricity supplier (around 2 DKK per kWh). But you will get paid back by Clever or EON at a fixed rate per kWh charged through the charge box. The price per kWh paid back could be slightly different from what you actually pay to your electricity supplier, so it pays to find a cheap electricity supplier.

Bottom line: You can charge at home all you want and your net cost will be around 600-700 DKK per month. On top of that you can also use EON or Clever (whichever you chose) charging network all over the country for free. Beware there is a one-time startup cost for installing the home charge box.

Pros: Fixed cost per month, regardless how much you drive. Free charging at puplic chargers.

Recommended if you drive > 20.000 km per year or if you need to use public chargers frequently.

 

Another solution is to rent the charge box from EVSE. There is also a one-time startup cost. The monthly subscription is much lower at 75-100 DKK per month. Furthermore you pay 100 DKK per month to write-off the charger until it is eventually yours. You pay for the electricity to your electricity supplier (around 2 DKK per kWh) and you will get the electricity tax (around 1 DKK per kWh) for the kWh charged refunded from EVSE. That leaves you with a net cost of around 1 DKK per kWh charged.

Pros: Much lower monthly supscription fee. When the charger is written off, it is basically yours. You can also quit at any time and buy the charger for the remaining amount that has not been written off, e.g. if you move home.

Recommended if you drive between 10.000 and 20.000 km per year.

 

Finally, you can choose to charge from a 16 A CEE outlet using the UMC that comes with the car. The UMC is only 1 phase, so it can charge only with a power of 3,7 kW. It will take around 20 hours to fully charge the car from 0% to 100%. This could be enough for most people, because on most days you need only a partial charge. But consider if you need faster charging. This solution will not get you any tax money back. Cost of electricity will be around 2 DKK per kWh.

Pros: Simplest solution. Only a CEE outlet is needed. No costs for a charge box, just use the UMC that comes with the car.

Recommended if you drive < 10.000 km per year, if you are unsure about tax conditions in the future or if you will move home in a not too distant future.

tesla_fan
tesla_fan Jun 27 '19

@ELJay thanks. I'll read through that thread again.

 

@bskaarup I think we will not be driving enough to warrant EON now that I look at their monthly prices. We also will be living in a rural area that has limited charging opportunities so connecting something, even a basic option, to our home charging would be preferable. How does it work with evse.dk? You purchase the box as a one-time fee and then pay a low monthly subscription rate? I see they also have a mobile charger. This doesn't offer any money rebates though I assume? If not, how does that solution differ from, say, the Tesla cable? https://www.tesla.com/da_DK/support/charging-connectors

tesla_fan
tesla_fan Jun 27 '19

Ah, hi MOS. That pretty much answers all my previous questions. Didn't see your reply before I posted. I expect to drive ca. 20.000 km per year. Locally, everything is small and close and I'll always top up partially at night for my expected daily average usage of 60km per day. Longer trips off our island will be with the supercharger/ionity network. Based on all that, we're at the edge of your recommendations. I'd image sometimes we use more kms for roadtrips and such but not sure how much of that driving would actually be within DK. I don't image using much more than 60km daily locally which puts a shade over 21000km in a year.

bskaarup
bskaarup Jun 27 '19

At evse yout pay a kr. 5000 starting cost (+99 shipping) and kr. 75 monthly subscription. Every 6 months you get an email from evse telling you to take a photo of the meter on the charger and send it to the, They will then refund you kr. 1.03 for each kw/h you have used (subtracted the next 6 months subscription) If at any time you wish to stop with evse you can buy the charger for kr. 1.499. To get a refund, you cannot own the charger and it has to contain (or be connected through) a "MID-certified" meter that only meters the charger. So mobile chagers and Tesla Wall Box will not get you a refund. On a side note: The Tesla Wall Box does not contain a DC Earth leakage protection circuit so if you choose that one you will have to get an electrician to install one for you at your house.

tesla_fan
tesla_fan Jun 27 '19

Excellent. Thanks so much everyone. Any SKAT masters in here that have thoughts on my last paragraph in my OP? I'm trying to preemptively assess the damage upon importing.

bskaarup
bskaarup Jun 27 '19

You can ask Skat for a binding ruling on vehicle registration tax: https://skat.dk/skat.aspx?oid=2244369

Forummets indlæg er redigeret af bskaarup Jun 27 '19
magnusbb
magnusbb Jun 27 '19

Thank you for some great information. I have spend an unreal amount of time calculating on this. The startup for EVSE according to my calculations is closer to 11K as you need to add installation from an eletrictioner. With EON the total startup cost for most is 7K. I then plan to buy electricity at lowest rate possible so plan to get approx 80 øre back per kw. Adding some KW for heating, sentry mode, aircon before driving I came to conclusion that EON will be the best deal even with 15-17K/year:-) After 3 years with my calculations of 170 kw/month (my usage right now - plan for higher in winter) - you would save 300kr/year with EVSE:-) so pretty close.

bskaarup
bskaarup Jun 27 '19

The evse charger requires a red CEE plug like this. It should be possible to install cheaper than 5K

Forummets indlæg er redigeret af bskaarup Jun 27 '19
tesla_fan
tesla_fan Jun 28 '19

Thanks all. Given that the new government plans to prioritize climate matters I would suspect that some form of extension will be given to the tax credits. That said, perhaps it's more prudent to simply charge using the 16 A CEE hookup while waiting for a decision to be made?